Be it on holiday or for a business trip, it is important to make sure you are safe and insured while travelling abroad. With the vast number of things to prepare for before leaving, a travel insurance plan is the last thing on your mind. But, it is essential to stay protected in case of any unexpected events such as baggage loss, illness, accident, theft or others.

In this article, we will be looking at the benefits of an international travel insurance plan and how to find a plan that covers international travel.

What is International Travel Insurance?

A travel insurance plan covers unexpected expenses that arise while travelling, such as a wallet loss, baggage loss, trip extension, theft, burglary, health emergencies etc. If your plan covers it, then any extra expenses that come while travelling will be reimbursed by the insurer. International travel insurance plans are required during foreign trips. They can be subscribed to without a prior medical check-up till a certain age. They are accessible to both the young and seniors.

What are its Features?

A travel plan has a wide range of benefits and features:

• Many types of insurance based on location, number of people, number of trips and the type of travellers (business people, seniors etc.) are available.
• International insurance companies are capable of covering expenses in over 200 countries.
• Apart from hospitalisation expenses, baggage loss, theft and accidental deaths, it also covers add-on options such as adventure sports, dental, home burglary and mental disorders.
• Many companies also provide Covid relief packages in case the bearer or a travelling family member is affected by the virus midway through the trip.
• No matter how unlikely, insurance companies offer support in the event of a hijack.
• Insurance companies offer cashless hospitalisation options abroad to reduce extra medical expenses.
• Insurers provide covers if any travel documents, such as passports or tickets, are lost. It offers financial help to obtain duplicate copies of the same.
• In case you are liable to pay another individual for an accident caused by you while travelling abroad, the insurance company can provide financial support for the same.
• In case of a trip cancellation, flight cancellation, or delay, international insurance plans cover the extra costs.

What are its Advantages?

Travelling overseas comes with a range of events that could unexpectedly go wrong. In such cases, it is best to be insured beforehand. Some of the advantages that an international travel plan brings are as follows:

• Few countries have a mandatory requirement to possess a travel policy. Having one makes it easier to go to countries such as the USA.
• A dedicated team of professionals will be there for your assistance during travel and provide support in case of any unexpected losses.
• Many companies have an age range, and anyone falling under that bracket can avail a policy.
• Since travelling to a new place comes with its own risks, you can travel without stress as a policy secures you.

How to Find an International Travel Policy?

These days, it is not necessary to go to an insurer’s office to look for an international travel plan. With the digital revolution, you can find plans that are suitable for you online. Niva Bupa has one of the best travel insurance plans in India. Here is how you can buy an insurance plan:

• Search for Niva Bupa’s travel plans
• Click on the link for the TravelAssure Plan.
• There, you can fill in details such as traveller details, dates of travel, country of travel, coverage required etc.
• You will receive a quote, and then you can choose the plan that best suits your requirement.

In case you want to try offline, then you can contact Best health insurance company in India that is Niva Bupa or an agent. Make sure the agent is certified and licenced by the Insurance Regulatory and Development Authority of India.